With over 40 years experience insuring music festivals and writing special event policies, MFE Insurance Brokerage understands that planning and executing a special event or music festival can be a costly task. That’s why we have partnered with the industries best entertainment insurance companies to bring you a product that we would only buy ourselves. Within our special events programs coverage can be provided on a short term basis for single events or on an annual basis for multiple events.As an innovator of production and entertainment related insurance we can fulfill almost any entertainment insurance request including rap or hip hop concerts, heavy metal concerts, events with stunts and pyrotechnics, mechanical devices, film production and many more.Limits of Coverage Available: Our agency can provide coverage limits that excess $10,000,000 in liability coverage and $5,000,000 in inland marine (equipment and property) coverage.
Commercial General Liability for music festivals and event productioncompanies protects you against third party bodily injury & property damage claims that are brought against you during your event. General Liability Insurance is very important and is often required by your location and other vendors. The cost of this insurance is rated based on your annual gross budget of your event. General Liability Insurance only applies to those who are not part of the event or production i.e. third parties. A cool feature of General Liability that not many people know is the coverage pays for your defense costs when suit is brought against you.
This coverage can sometimes be abbreviated as TPPD. ThirdParty Property Damage Coverage for Events and Productions is insurance that covers others peoples’ property while it is in the care, custody, and control of the Production Company or Event. TPPD really applies to structures in relations to your production like studios, homes, outdoor property etc...Third Party Property Damage for Productions or Events can be purchased with limits up to 10,000,000.
Protects you against claims arising out of selling or serving alcoholic beverages at your event. Like General Liability insurance this coverage will also pay damages and defense costs.
Protects against all risk of direct physical loss, damage or destruction tocamera, camera equipment, sound, lighting and grip equipment; owned by or rented to you and subject to policy exclusions. Coverage can be extended to cover mobile equipment vans, studio location units or similar units.
This coverage provides coverage for props, sets, scenery, costumes, wardrobe and similar property against risk of direct physical loss, damage or destruction occurring during the production.
Protects the assets of the business when operatingvehicles not specifically owned by the business. This HNOA coverage can typically be packaged along with the production policy that includes General Liability Insurance.
Event Cancellation Insurance, Rain Cancellation, Weather Cancellation, Spectator Accident Coverage, Excess Liability, Workers Compensation for Concerts and Venues