In the United States, almost all states require companies with employees who are not owners to have a workers compensation insurance plan, regardless of the size of the company. To avoid costly repercussions and to foster a safe and trusting environment for employees, it is important for a
Does Insurance Cover Medical Marijuana?
Medical marijuana has become an increasingly popular method of treating various conditions ranging from migraines to Crohn’s Disease. Although legal for medical purposes in several states, the use of cannabis is still a controversial subject, especially in the medical world. This leaves many people
How to Open a Marijuana Dispensary
Whether you are a medical marijuana enthusiast, an entrepreneur, or a combination of the two, the question of how to open a marijuana dispensary has likely crossed your mind. With the majority of Americans supporting legalization and new research surfacing daily about the benefits of marijuana use,
What Is D.I.C.E. Annual Film Production Insurance?
As a filmmaker, your passion most likely drives you towards creating a successful production. Unfortunately, one small mistake can have serious legal repercussions which could potentially ruin your project before it is even finished. While you cannot always prevent unexpected events from occurring,
Does My Production Company Need Excess Liability Insurance?
As a photographer, videographer, or any professional in the film and production industry, insurance may be the last thing on your mind. If you have not yet experienced any type of mishap that would bring any financial damage or harm to you or your company, accidents are more common than you think.
My Nightclub Audio System Broke Down: Am I Covered?
When you own a nightclub, your business relies heavily on its music quality. Without an exceptional sound system, you risk losing customers and tarnishing your reputation. Of course, a premium sound system comes at a premium price. After investing a pretty penny into your nightclub audio system, the
The Complete Guide to Minimizing Liquor Liabilities at Your Bar
Selling alcohol can be a major attraction for customers and can be quite profitable for certain types of businesses like restaurants and bars. Unfortunately, liquor sales come with certain risks that can leave your business exposed to liability issues. Knowing how to minimize these risks can help
The Top 5 Most Common Injuries at Music Festivals
Many people think about all of the fun that occurs at music festivals. But, for the festival owner, much of what’s on their mind is all that could go wrong at their music festival—namely, injuries. It’s important to be aware of the common types of injuries that can happen at these festivals and how
Why Insurance For Bands Is Vital For Bands Going On Tour
When preparing for a tour or prepping your artist for an upcoming show and travel, it is reasonable to assume that you may forget some things here and there. Sure, forgetting to pack extra guitar picks is nothing to sweat, but forgetting to protect the future success of your band is no laughing