If you own or manage a restaurant that also serves alcohol, you may be wondering if you need bar insurance or if your basic restaurant policy is sufficient. Having the right insurance policies for your business is crucial to protect yourself, your staff, patrons, and your property from certain
How Cannabis Edibles are Quickly Increasing Liability Risks
From gummy snacks to chocolate bars, cannabis-infused goods have become a highly popular trend in recent years. In fact, more than $180 million was spent on cannabis-infused food and drinks in California alone in 2016, according to Green Entrepreneur. Studies from Technavio show that the global
A Look at the Rise of the Cannabis Industry in 2019
Unless you have been living under a rock, you probably already know about the swift rise of the cannabis industry. More and more U.S. states are legalizing cannabis for recreational and/or medicinal use as health professionals continue to praise its benefits as a medical product for treating
Why Micromobility Enthusiasts Should Consider Insurance
Over the last few years, the rise of micromobility has been well-documented. Since 2015, stakeholders have invested over $5.7 billion in micromobility start-ups, according to research published by McKinsey & Company. As the popularity of electric scooters and other forms of micromobility continue to
Why the Blackouts in NY Should Raise Concerns for Restaurants
On July 13, 2019 at approximately 7 PM EDT, the West Side of Manhattan in New York City experienced an unexpected power failure that lasted about five hours before power was fully restored. This power failure affected more than 73,000 customers. The power outage occurred on the 42nd anniversary of
How Filmmakers Can Protect Themselves Against Costly Liabilities
Whether you are an aspiring filmmaker or already have several completed productions under your belt, it is important not to underestimate the importance of film production insurance. Filmmakers are at risk for a variety of legal issues ranging from personal injury to property damage. Having
What Producers Need to Know about Film Equipment Insurance
The film production process can be long and complex. There are numerous stages involved, starting with script development and ending with film distribution. Each stage has its ups and downs and not everything goes smoothly. Film producers often run into a myriad of problems along the way, such as
Common Restaurant Liabilities & Risks
The restaurant industry’s projected sales for 2019 is $863 billion, according to the National Restaurant Association. As one of the most lucrative business types in the world, owning and operating a restaurant can bring about many rewards. It can also be quite risky if you do not establish the
The Current State of Cannabis Legalization in the US
In 1996, California became the first state in the US to legalize medical marijuana. Since then, many states have made great strides in legalizing both recreational and medical marijuana, however, what products are legal in each state varies widely. While some places like California offer many types