Running a restaurant can be an exciting and lucrative endeavor. However, restaurant owners face a number of unique risks. Sports-oriented restaurants in particular can be risky as most serve alcohol which can make a business owner liable in the event of a vehicle accident. Fortunately, there is
What is Directors & Officers Insurance?
Protecting your top talent should be a main priority for any business. Directors & officers (D&O) insurance is specifically designed to protect board members in the event that they are sued over decisions they made on behalf of your company. D&O insurance typically covers corporate directors and
Am I Covered If a Fight Breaks Out In My Bar?
Owning a bar has a number of unique risks not common in other industries. As bar owners earn a livelihood from serving alcoholic drinks, it is inevitable that an accident will occur at one point or another. From property damage to physical altercations, such incidents can result in serious legal
Does My Cannabis Grow Operation Need Technology Insurance?
Although technology is always changing and evolving, no technical applications are completely foolproof. Businesses in particular are always at risk for security breaches and lost digital information due to human error, misuse of information, or vulnerabilities in the system. If you own a cannabis
Top 6 Benefits of Business Insurance for Cannabis Dispensaries
Business insurance provides protection against losses that may occur during normal business operations. If you are involved in the high-risk cannabis industry, having adequate insurance is a must to avoid certain social and financial pitfalls. As the legalization of marijuana for medical and
What Does Technology Insurance Cover?
Technology insurance is a relatively new insurance product that is available to professional technology service providers, such as data storage, website designers, and software developers. Technology insurance is similar to the errors and omissions (E&O) coverage that protects other professionals.
What is Aviation Liability Insurance?
Aviation insurance generally is insurance coverage available to cover the operation of aircraft, including drones, and the risks involved in aviation. Aviation liability insurance insures the owner of an aircraft against losses caused by having to pay damages for injuries to persons or property
What is the Most Important Cannabis Insurance Policy to Obtain?
Just like any business owner, you want to protect what you have worked so hard to build. Insuring your cannabis operation is one of the best things you can do to keep your risks low in a high-risk market. Whether you are a grower, dispensary, or involved in the cannabis business in some other way,
What Are “Dram Shop” Laws?
Traditionally, a dram shop is any shop where spirits are sold by the dram. Today, the term refers to any tavern, bar, or similar commercial property where alcoholic beverages are sold. Dram shop laws refer to laws that make businesses liable if they sell or serve alcohol to a minor or to patron who