Umbrella Insurance For Events

Event planning and execution is a widely unique industry, with each client’s vision bringing new and exciting changes to the projects your business tackles. Due to the wide range of potential issues these creative executions can pose, event companies typically carry extensive insurance protection.

However, unexpected things happen, and you may find that your existing coverage isn’t enough to protect you. This is where umbrella insurance can offer additional peace of mind.

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Covering Every Angle Of Event Protection

Why Umbrella Insurance Matters For Special Event Organizers

Your insurance policies will typically have limits on what they will cover, whether in terms of policy exclusions or dollar amounts. Because the event industry is more prone than others to substantial legal claims such as lawsuits, your existing insurance coverage may not be sufficient to address the financial repercussions of an event gone wrong. Umbrella insurance can bridge this gap, offering additional protection.

As an added benefit, many umbrella insurance policies have further advantages, such as inclusions for expenses incurred during legal defenses. This ensures you can properly approach the situation without worrying about its financial impact on your business and operations.

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Coverage Options For Umbrella Insurance Policies

Events require staff and guests to navigate around each other constantly. Accidents can happen, which can damage venues or guest property. Property damage liability works alongside general liability to provide more protection for unexpected circumstances.

Similar to a property damage liability policy, personal injury liability bolsters the coverage provided by general liability insurance. When events involve hundreds or even thousands of people, the odds of someone getting hurt rise drastically, and your business needs protection.

Due to the involvement of many parties in each event, from the venue to the caterers, décor specialists, and more, legal difficulties that arise following an incident can be particularly complex. Insurance that includes provisions for legal defense provides peace of mind.

Trust MFE To Provide The Care You Want, With The Coverage You Need

Whether your events touch private parties of 20 or public galas entertaining thousands, the insurance coverage you choose matters. MFE Insurance has worked with dozens of event professionals to mitigate the gaps in their insurance protection so they can tackle creative event design with confidence.

Don’t risk the long-term success and reputation of your event business. Talk to the experts at MFE Insurance to explore your options for umbrella insurance to bolster protections for your next event and beyond.

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